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    7. Legal Interest

    Legal Interest Calculator

    Calculate statutory interest on overdue debts

    Input Data

    Enter the debt details

    Current legal interest rate

    10.15%

    Legal interest = ECB main refinancing rate + 8 percentage points (10.15% for H1 2026)

    Results

    Total debt

    €1,051.31

    Delay period

    6 m. 2 d.

    (182 total days)

    Principal (€)€1,000.00
    Interest accrued+ €51.31

    Daily interest

    €0.28

    Monthly interest

    €8.46

    How is it calculated?

    Formula:

    Interest = Principal × (Annual rate / 360) × Number of days of delay

    Frequently Asked Questions

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    These calculations are for informational purposes only and do not constitute financial, tax, or legal advice. Consult a qualified professional for your specific situation.

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