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    3. How to Get European Subsidies: Complete Application Guide
    Management & Growth

    How to Get European Subsidies: Complete Application Guide

    2026-01-14 12 min reading

    In Short

    "Complete guide to accessing EU funds in Bulgaria. Learn the requirements, necessary documents, and how to increase your chances of project approval."

    Table of Contents

    11+ bn EUR
    Total Budget 2021-2027
    up to 85%
    Non-repayable Funding
    6+
    Operational Programs
    SMEs
    Main Beneficiaries

    European subsidies represent non-repayable financial assistance from the European Union. Unlike a loan, the funds received do not need to be repaid, but must be used strictly for their intended purpose and properly reported. In this guide, you will learn everything needed for a successful application.

    1

    Operational Programs 2024-2027

    up to 70%

    Competitiveness and Innovation

    ~1.5 bn EUR
    SMEs and large enterprises
    Technology modernization
    Digitalization
    up to 100%

    Human Resources Development

    ~2.0 bn EUR
    Employers and NGOs
    Training and qualifications
    Employment and social measures
    up to 75%

    Strategic Plan for Agriculture (CAP)

    ~5.7 bn EUR
    Agricultural producers
    Farm modernization
    Organic production
    up to 80%

    Research and Innovation

    ~600 mn EUR
    Research organizations
    R&D projects
    Innovative SMEs
    up to 85%

    Regional Development

    ~1.8 bn EUR
    Municipalities and enterprises
    Infrastructure
    Energy efficiency
    up to 50%

    Recovery and Resilience Plan

    ~6.3 bn EUR
    Green transition
    Digital transformation
    Sustainable growth

    What Does "Intensity" Mean?

    Intensity shows what percentage of the project is financed as a grant. With 70% intensity and a project worth 100,000 EUR, you receive 70,000 EUR as a grant, while you provide the remaining 30,000 EUR as own contribution.

    Example: 100,000 EUR Project
    70,000 EUR
    Grant (70%)
    +
    30,000 EUR
    Own (30%)
    2

    Who Can Apply?

    Eligible Applicants

    Registered in Bulgaria
    Ltd, JSC, sole traders, etc.
    SMEs (up to 250 employees)
    Micro, small and medium enterprises
    Agricultural producers
    Registered with BFSA/SFA
    No outstanding debts
    Clear with tax authorities
    Financially stable
    Positive equity capital

    Ineligible Applicants

    Undertakings in difficulty
    Insolvency or liquidation
    Companies with public debts
    Unpaid taxes above threshold
    Forbidden sectors
    Gambling, tobacco, alcohol, weapons
    Related parties with violations
    From previous EU programs
    Newly registered companies
    Under 1 year for some programs

    SME Definition (European Commission)

    M
    Micro
    < 10 employees
    ≤ 2 mn EUR turnover
    ≤ 2 mn EUR assets
    S
    Small
    < 50 employees
    ≤ 10 mn EUR turnover
    ≤ 10 mn EUR assets
    M
    Medium
    < 250 employees
    ≤ 50 mn EUR turnover
    ≤ 43 mn EUR assets

    * Calculation includes linked enterprises (partner and linked companies)

    3

    Application Process

    1

    Research

    Find suitable program on ISUN or eufunds.bg

    2

    Preparation

    Gather documents, business plan and quotes

    3

    Application

    Submit online with QES in ISUN system

    4

    Evaluation

    Administrative and technical review (3-6 mo.)

    5

    Implementation

    Execute project and report expenses

    1. Research

    • Visit eufunds.bg for all programs
    • Check ISUN for open procedures
    • Consult with OIC for free

    2. Preparation

    • Prepare business plan with goals
    • Collect minimum 2-3 quotes
    • Prepare financial statements (3 yrs)

    3. Application

    • Register in ISUN with QES
    • Complete the form carefully
    • Attach all documents
    4

    Required Documents

    Legal Documents

    Certificate of current status
    Articles of Association / Memorandum
    Company registration number (EIK)
    Power of Attorney (if applicable)

    Financial Documents

    Annual financial statements (last 3 years)
    Tax clearance certificate
    Staff report
    Bank statements (for own contribution)

    Project Documents

    Business plan / Project proposal
    Detailed project budget
    Implementation schedule
    Supplier quotations (min. 2-3)

    Declarations

    SME status declaration
    State aid declaration
    Declaration of irregularities
    GDPR consent for data processing
    5

    Tips for Success

    Start early

    Preparation takes 2-3 months. Do not wait for the deadline.

    Hire a consultant

    An experienced consultant significantly increases your chances.

    Realistic budget

    Inflated prices lead to rejection or corrections.

    Document everything

    Keep documents for at least 5 years after completion.

    Secure own contribution

    Be ready with 25-50% for co-financing.

    SMART goals

    Define specific and measurable project objectives.

    6

    Common Mistakes

    MistakeSolution
    Incomplete documentation
    Use a checklist and verify 2-3 times
    Unrealistic budget
    Get real market quotations
    Unclear project objectives
    Define SMART goals (specific, measurable)
    Missed deadlines
    Subscribe to ISUN notifications
    Lack of own contribution
    Secure financing before applying
    Non-compliance with procurement rules
    Conduct transparent procedures with documentation
    7

    Useful Resources

    eufunds.bg
    Unified Information Portal
    ISUN 2020
    Application system
    OPIC
    Competitiveness Program
    MAF
    Strategic Plan for Agriculture

    Planning to Apply?

    Use our calculators to plan the budget, financial stability, and tax obligations of your business.

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