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    House Affordability Calculator

    Find out what property you can afford based on your finances

    Your Finances

    3.000 €
    3000
    200 €
    200
    30.000 €
    30000

    Loan Parameters

    4.5%
    4.5
    25 years
    25
    Maximum Property Price
    0 €
    Maximum Loan:0 €
    Down Payment:30.000 €
    Monthly Payment

    0 €

    Debt Ratio (DTI)

    0%

    Total Monthly Debt

    200 €

    Remaining Income

    0 €

    Monthly Budget Breakdown

    Income Allocation3.000 €
    0%
    7%
    Mortgage
    Other Debts
    Remaining
    Mortgage payment0 €
    Other Debts200 €
    Total Monthly Obligations200 €
    Remaining for Living Expenses0 €

    Debt-to-Income Analysis

    Your DTI Ratio0% - Safe
    0%30%40%50%60%+

    Banks typically allow

    Up to 40-50% DTI

    Recommended for comfort

    Under 30% DTI

    Important Considerations

    This calculator provides an estimate based on your current financial situation. Actual loan approval depends on additional factors such as credit history, employment stability, and bank policies. Consider additional costs like insurance, taxes, and maintenance.

    Frequently Asked Questions

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    These calculations are for informational purposes only and do not constitute financial, tax, or legal advice. Consult a qualified professional for your specific situation.

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